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Fintech / Payments 2024 – 2025 Deep platform system

Radio Africa Payment Platform

A unified payment gateway and billing platform supporting collections, disbursements, reconciliation, webhooks, subscriptions, and enterprise integrations.

System card

Payment Platform

Payment API layer
Provider integration layer
Webhook layer
Reconciliation layer
Security layer
Monitoring layer

Proof narrative

From business problem to system capability.

This project proves capability in secure money movement, reliable webhooks, reconciliation, audit-aware design, and enterprise payment workflows.

Category
Fintech / Payments
Industry
Payments / Media Billing
Depth
Deep platform system
01

Problem

What needed to change

Enterprise platforms need dependable payment rails, webhook reliability, reconciliation, rate limits, secrets, and secure provider integrations.

02

Solution

How the system responded

Led backend/API design for payment collections, disbursements, reconciliation, OAuth2 access, webhook retries, dead-letter queues, and security controls.

03

Outcome

What the work made possible

Reduced manual finance reconciliation effort by approximately 80% and achieved 99.98% successful event delivery according to the CV.

Capability thread

The proof is strongest when the layers connect into one operating system.

Payment API layer Provider integration layer Webhook layer Reconciliation layer Security layer

Role

Lead Engineer — Payments Platform / Lead DevOps Engineer

Led backend API design, payment workflows, reconciliation logic, security controls, DevOps, and monitoring.

Architected collection and disbursement APIs
Designed webhook reliability patterns
Built reconciliation engine
Implemented OAuth2 scoped API access
Owned CI/CD, monitoring, and security scanning

System layers

Payment API layer
Provider integration layer
Webhook layer
Reconciliation layer
Security layer
Monitoring layer
DevOps layer

Capabilities

Payment APIs M-Pesa integrations Card and bank rails Webhooks Dead-letter queues Reconciliation OAuth2 Rate limiting Payload signing PCI-aware architecture

Tech stack

backend

PHP Akaunting Laravel

frontend

Livewire React Vue

database

PostgreSQL or MySQL

infrastructure

Docker CI/CD Cloud infrastructure

integrations

M-Pesa Card payments Pesapal DPO Flutterwave Airtel Money MTN Mobile Money Bank transfers Custom gateways

tools

Datadog Sentry OAuth2 Rate limiting

Business value

Reduces manual reconciliation
Improves payment reliability
Supports enterprise integration
Strengthens financial workflow visibility

Lessons

Payment systems need idempotency, retries, reconciliation, and auditability from the beginning.

Build with Zyphyc

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